The AAR Insurance Domestic Package is a comprehensive, tailor-made, and affordable Home Owners Insurance Solution that enables you to enjoy the benefits of several policies in a single package as a homeowner or tenant.
We offer this Home Insurance policy only on buildings that are occupied solely as private dwelling houses. It is subject to terms and conditions.
CONTENTS OF ALL DESCRIPTION
The Home Owners Insurance will also provide cover against loss or damage to furniture, electronics, cutlery, crockery, and all other contents of all description against losses resulting from the perils in buildings.
COVER FOR PERSONAL ITEMS
AAR Insurance will also provide cover for loss or damage to the following specified personal effects against all risks unless those personal effects are specifically excluded:
L.E.D and Plasma TVs
Electrical installations e.g. DSTV,
Alarm systems e.t.c
We will cover you against legal liability to you as the
employer from accidental death occurring to your
domestic employees, including funeral expenses, while in
their normal duties.
THIRD PARTY LIABILITY
AAR Insurance will provide cover for legal liability that may arise from accidental bodily injury or damage to property in connection with the ownership and/or occupation of the residence by the insured person or his household.
Cost of accessing alternative accommodation following
an insured event not exceeding 10% of the sum insured.
Mobilization (initial payment) at 10% of value of
contents / building to the affected insured in the event
of fire or theft
Cost of debris removal following a fire up to Kshs
Fire brigade charges up to Kshs 200,000/-
Cost of replacing damaged grilles following a burglary
Loss of personal money up to Kshs 5000/- following fire
Damage to guest effects up to Kshs 20,000/- for any
Emergency medical expenses following assault during
burglary up to 20,000/-
10% cash back for paid premiums after 3 years if the first
three years are without a claim.