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Travel Insurance Cover

This policy covers persons who travel abroad from time to time and wish to insure themselves against accidents and loss or damage to their properties in the course of travel.

It Covers
  • Emergency medical expenses
  • Loss of personal property/ money or documents
  • Curtailment/Cancellation
  • Hijack,detension
  • Luggage protection
  • Personal liability

Discover and explore new boundaries

We offer corprate rates call this number for further information

Emergency Assistance

In the event that the Insured requires im- mediate emergency assistance, contact the Assistance Company alarm centre immediately. Reverse charge calls will be accepted.

Notes

Ages calculated at commencement of the trip.


Age 71-75yrs =80% loading on all cards; Age 76-80yrs =100% loading on silver or bronze rates only;

Age 81-85yrs = 120% loading on bronze card only.


Children under 14 yrs = 20% discount on all cards subject to travelling with an insured adult.

Full Premium reimbursable in the event of visa denial/refusal.


Pre-existing conditions not covered.

Annual Multi Trip max any one trip if exceeding 90 days to seek authorization.


Grace period: Minimum 15 days as per visa code.

Premium Schedule

PERIOD/DURATION

GOLD US$

SILVER US$

BRONZE US$

UPTO 7 DAYS

35

32

28

8-10 DAYS

50

45

40

11-15 DAYS

75

68

60

16-21 DAYS

105

95

84

22-31 DAYS

155

140

124

32-60 DAYS

240

227

214

61-90 DAYS

305

290

275

91-181 DAYS

365

343

326

ANNUAL MULTI-TRIP

415

408

386

GROUP/CORPORATE PLAN

US$ 4.50 per day

US$ 4.50 per day

US$ 4.50 per day

Schedule Of Benefits

COVER & BENEFIT OPTIONS

GOLD PP US$

SILVER PP US$

BRONZE PP US$

Section 1: Medical Protection

Medical Expenses

100,000

60,000

50,000

Repatriation of mortal remains

5,000

5,000

5,000

In Hospital Cash Benefit –maximum 30 days

100 (10 per day)

Nil

Nil

Emergency Dental cover

350

300

250

Emergency Optical Expenses

350

300

300

Burial, Cremation or Return of Mortal Remains, Coffin expenses Cost

30,000

20,000

15,000

Follow up treatment In Country Of Usual Residence

2,000

1,000

750

Terrorism, Hostage, Hijack or Wrongful Detention

Included

Included

Included

Section 2: Personal Accident

Accidental Death – Adults only

25,000

15,000

10,000

Children less than 18 years
(Exposure, disappearance, strikes & riots, Terrorism, Hijack, wrongful detention)

7,500

5,000

3,000

Accidental Disablement – Adults only

25,000

15,000

10,000

Children less than 18 years
(Exposure, disappearance, strikes & riots, Terrorism, Hijack, wrongful detention)

7,500

5,000

3,000

War & Terrorism

Included

Included

Included

Section 3: Cancellation and Curtailment

Journey Cancellation

1,000

1,000

1,000

Journey Curtailment

1,000

1,000

1,000

       

Section 4: Travel Delay

100

100

100

       

Section 5: Personal Liability

150,000

100,000

75,000

Legal Expenses

1,000

750

500

Section 6: Hijack, Hostage or Wrongful Detention Maximum per event

500 (50 per day)

500 (50 per day)

500 (50 per day)

       

Section 7: Travel Luggage Protection

     

Luggage (Single Item Limit 25%)

1,500

1,000

750

Section 8: Luggage Delay

US$ 50 per 12 hours

US$ 50 per 12 hours

US$ 50 per 12 hours

 

but max US$ 250

but max US$ 250

but max US$ 250

Section 9: Cash & Documents (included in Luggage)

150

150

150

       

Contact Us

For 24 hour assistance worldwide contact:

Specialty Assist Limited
Europoint, 5-11 Lavington Street, London.
SEI 0NZ Tel 020 7902 7400 Fax 020 7928 4748
Email: operations@specialty-assist.com


London SEI 0NZ:

SEI 0NZ, T+ 44 (0) 20 7902 7405, F +44 (0) 20 7928 474

For assistance in the USA contact:

T+1 215 489 3785, F+ l 215 489 8525

For assistance in Africa contact:

T +27 10 209 8300, F +27 10 209 8405

For assistance in the Asia Pacific contact:

T +662 645 3932, F +662 645 3732

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