Travel Insurance Cover
This policy covers persons who travel abroad from time to time and wish to insure themselves against accidents and loss or damage to their properties in the course of travel.
It Covers
- Emergency medical expenses
- Loss of personal property/ money or documents
- Curtailment/Cancellation
- Hijack,detension
- Luggage protection
- Personal liability
Discover and explore new boundaries
We offer corprate rates call this number for further information
Emergency Assistance
In the event that the Insured requires im- mediate emergency assistance, contact the Assistance Company alarm centre immediately. Reverse charge calls will be accepted.
Notes
Ages calculated at commencement of the trip.
Age 71-75yrs =80% loading on all cards; Age 76-80yrs =100% loading on silver or bronze rates only;
Age 81-85yrs = 120% loading on bronze card only.
Children under 14 yrs = 20% discount on all cards subject to travelling with an insured adult.
Full Premium reimbursable in the event of visa denial/refusal.
Pre-existing conditions not covered.
Annual Multi Trip max any one trip if exceeding 90 days to seek authorization.
Grace period: Minimum 15 days as per visa code.
Premium Schedule
|
PERIOD/DURATION |
GOLD US$ |
SILVER US$ |
BRONZE US$ |
|
UPTO 7 DAYS |
35 |
32 |
28 |
|
8-10 DAYS |
50 |
45 |
40 |
|
11-15 DAYS |
75 |
68 |
60 |
|
16-21 DAYS |
105 |
95 |
84 |
|
22-31 DAYS |
155 |
140 |
124 |
|
32-60 DAYS |
240 |
227 |
214 |
|
61-90 DAYS |
305 |
290 |
275 |
|
91-181 DAYS |
365 |
343 |
326 |
|
ANNUAL MULTI-TRIP |
415 |
408 |
386 |
|
GROUP/CORPORATE PLAN |
US$ 4.50 per day |
US$ 4.50 per day |
US$ 4.50 per day |
Schedule Of Benefits
|
COVER & BENEFIT OPTIONS |
GOLD PP US$ |
SILVER PP US$ |
BRONZE PP US$ |
|
Section 1: Medical Protection |
|||
|
Medical Expenses |
100,000 |
60,000 |
50,000 |
|
Repatriation of mortal remains |
5,000 |
5,000 |
5,000 |
|
In Hospital Cash Benefit –maximum 30 days |
100 (10 per day) |
Nil |
Nil |
|
Emergency Dental cover |
350 |
300 |
250 |
|
Emergency Optical Expenses |
350 |
300 |
300 |
|
Burial, Cremation or Return of Mortal Remains, Coffin expenses Cost |
30,000 |
20,000 |
15,000 |
|
Follow up treatment In Country Of Usual Residence |
2,000 |
1,000 |
750 |
|
Terrorism, Hostage, Hijack or Wrongful Detention |
Included |
Included |
Included |
|
Section 2: Personal Accident |
|||
|
Accidental Death – Adults only |
25,000 |
15,000 |
10,000 |
|
Children less than 18 years |
7,500 |
5,000 |
3,000 |
|
Accidental Disablement – Adults only |
25,000 |
15,000 |
10,000 |
|
Children less than 18 years |
7,500 |
5,000 |
3,000 |
|
War & Terrorism |
Included |
Included |
Included |
|
Section 3: Cancellation and Curtailment |
|||
|
Journey Cancellation |
1,000 |
1,000 |
1,000 |
|
Journey Curtailment |
1,000 |
1,000 |
1,000 |
|
Section 4: Travel Delay |
100 |
100 |
100 |
|
Section 5: Personal Liability |
150,000 |
100,000 |
75,000 |
|
Legal Expenses |
1,000 |
750 |
500 |
|
Section 6: Hijack, Hostage or Wrongful Detention Maximum per event |
500 (50 per day) |
500 (50 per day) |
500 (50 per day) |
|
Section 7: Travel Luggage Protection |
|||
|
Luggage (Single Item Limit 25%) |
1,500 |
1,000 |
750 |
|
Section 8: Luggage Delay |
US$ 50 per 12 hours |
US$ 50 per 12 hours |
US$ 50 per 12 hours |
|
but max US$ 250 |
but max US$ 250 |
but max US$ 250 |
|
|
Section 9: Cash & Documents (included in Luggage) |
150 |
150 |
150 |
Contact Us
For 24 hour assistance worldwide contact:
Specialty Assist Limited
Europoint, 5-11 Lavington Street, London.
SEI 0NZ Tel 020 7902 7400 Fax 020 7928 4748
Email: operations@specialty-assist.com
London SEI 0NZ:
SEI 0NZ, T+ 44 (0) 20 7902 7405, F +44 (0) 20 7928 474
For assistance in the USA contact:
T+1 215 489 3785, F+ l 215 489 8525
For assistance in Africa contact:
T +27 10 209 8300, F +27 10 209 8405
For assistance in the Asia Pacific contact:
T +662 645 3932, F +662 645 3732